《Planning a share portfolio 规划股份投资》 -英语翻译教程-中英双语赏析

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Planning a share portfolio

规划股份投资

 
There is no shortage of tipsters around offering ‘get-rich-quick’ opportunities.
我们周围不乏情报贩子,向人们提供迅速发财致富的机遇。
🎈缺乏……there is a shortage of … 
有的是……There is no shortage of … = there are plenty of … 
例句
There is a shortage of food in the refugee camps. 
难民营里食物匮乏。
There was no shortage of helpers.  
帮手多的是。
🎈tipster n. 情报贩子someone who sells information about which horse is likely to win a race or which products or companies people should invest in 
🎈get-rich-quick adj. 迅速致富的
enabling you to make a lot of money in a short time 
一个迅速致富的方案/阴谋诡计
a get-rich-quick scheme 根据具体语境判断
例句
She despised the get-rich-quick mentality of the 1980s. 
她鄙视20世纪80年代迅速致富的心态。

 
But if you are a serious private investor, leave the Las Vegas mentality to those with money to fritter.
但是,如果你是一个认真的私人投资者,就把拉斯韦加斯的心态留给那些有钱可供挥霍的人。
🎈mentality n. 某种(错误的)心态或思维方式a particular attitude or way of thinking, especially one that you think is wrong or stupid 
迅速致富的心态a get-rich-quick mentality
例句
I can’t understand the mentality of the people who are behind this kind of violence. 
这句话可以作为对最近法国总理马克龙被打耳光事件的表态
🎈 fritter v. 浪费to waste time, money, or effort on sth. small or unimportant 
浪费…在…上 fritter sth.⇔away on …
例句
He frittered away a fortune on fast cars and gambling.
他在跑车和赌博上浪费了一大笔钱。

 
The serious investor needs a proper ‘portfolio’—a well-planned selection of investments, with a definite structure and a clear aim.
认真的投资者需要一份正规的投资组合表——一种计划很周密的投资选择,包括你的投资结构和明确的目标。
🎈selection n. 
1. [U] 选择the process of choosing sb./sth. carefully from a group of people or things 
选择标准 selection criteria
足球队的选拔the selection of a football team
2. [C] 挑选出的事项或人number of selected items or people 
18世纪英国诗歌选集selections from 18th century English poetry
精选的牛奶和纯巧克力a selection of milk and plain chocolates
 

But exactly how does a newcomer to the stock market go about achieving that?
但是,一个股票市场的新手又如何能做到这一点呢?
🎈newcomer n. 新来者,新手someone who has only recently arrived somewhere or only recently started a particular activity 
…(方面的)新手newcomer to sth.
例句
I’m a relative newcomer to the retail business(零售业).
🎈go about (doing) sth.①开始做某事
例句
The leaflet tells you how to go about making a will(立遗嘱).
②做自己常做的事(常用搭配是go about one’s business
例句
The villagers were going about their business as usual. 
村民们正在做他们平常做的事。

 
Well, if you go to five reputable stock brokers and ask them what you should do with your money, you’re likely to get five different answers, even if you give all the relevant information about your age, family, finances and what you want from your investments.
如果你去向5位有威望的股票经纪人咨询,询问你应该如何使用你的资金,你可能得到5种不同 的答复,即便你提供了有关于你的年龄、家庭、财源和你想从投资中获得好处的信息。 
🎈reputable adj. 声誉好的,值得信赖的 = reliable
一个声誉好的商人/供应商a reputable dealer /supplier
一家值得信赖的公司a reputable company
disreputable adj.名声差的,品行不端的
品行不端disreputable behavior
一个名声差的居民区a disreputable neighbourhood
🎈broker n. 经纪人,中间人,掮客a person who buys and sells things, for example, shares in a business, for other people 
股票经纪人a stock broker
房产中介a real estate broker
保险经纪人an insurance broker
🎈finances n. [pl.] 经济状况the money that an organization or person has, and the way that they manage it 
对这家公司财务状况的担忧concerns about the company’s finances

 
Moral? There is no one Tight’ way to structure a portfolio.
这是个道德问题吗?没有一种完全“正确”的方法来排列这种投资组合,
🎈structure v. 组织,计划 = organize 
英义
to arrange the different parts of sth. into a pattern or system in which each part is connected to the others
例句
The exhibition is structured around three topics. 
此次展出是围绕三个主题组织的。
帮助用户组织规划其工作和数据的软件
software that helps users structure their work and their data

 
However, there are undoubtedly some wrong ways, and you can be sure that none of our five advisers would have suggested sinking all (or perhaps any) of your money into Periwigs.
然而,却毫无疑问地有几种错误的方法。你可以确信5位经纪人中不会有人建议你把全部(或一部份)资金投入佩里威格斯公司。
🎈would have suggested sinking…表示是一种推测,而不是虚拟语气。
🎈undoubtedly adv. 毫无疑问
例句
That is undoubtedly true.
这无疑是正确的。
🎈adviser n. 顾问a person who gives advice, esp. sb. who knows a lot about a particular subject 
一个金融顾问a financial adviser
给某人在…提建议adviser to sb. on sth.
🎈建议… suggest doing sth.
例句
Joan suggested asking her father for his opinion.
🎈sink v. 花大笔钱to spend a lot of money on sth. 
在…上花… sink sth. in / into sth.
例句
They sank their entire savings into their house. 
他们把全部积蓄都用在房子上了。
🎈periwig n. 长假发
a type of white wig with curls that people wore in the past 

 
So what should you do? Well assume that you have sorted out the basics-like mortgages, pensions, insurance and access to sufficient cash reserves.
那么你该怎么做呢?我们假定你已把基本情况弄清楚了,如抵押贷款、养老金、保险金和动用现金储备的机会。
🎈sort out 
①弄清楚,搞明白
例句
Investigators(调查员) are still trying to sort out why the accident happened.
②将……分类整理好
例句
We need to sort out our camping gear(露营设备) before we go away.
③从……中挑出来
例句
At least sorting out the things she should have discarded years ago(几年前就该扔掉的东西) was now being made easier for her.
( basics n. [pl.] 基础知识,基本原理,基本原则
= fundamentals = rudiments = first principles
电脑编程的基本原理the basics of computer programming
🎈access n. 
①(使用某物或接近某人的)机会或权利
有…的机会或权利 have access to …
例句
Only high officials have access to the president.
只有高官有接近总统的机会。
②(接近或进入某地的)方法,通道
…的方法,通道 access to …
例句
The only access to the farmhouse is across the fields.
到达农场房子的唯一方法就是通过农田。
🎈reserve n. [C usu. pl.] 储备a supply of sth. kept to be used if it is needed 
1000万美元的现金储备 $10 million in cash reserves
日益缩减的石油储备dwindling oil reserves
有大量资金/能源储备have great reserves of capital / energy

 
You should then establish your own individual aims. 
然后,你一定要建立起自己的目标。
🎈建立个人目标 establish one’s own aims

 
These are partly a matter of personal circumstances, partly a matter of psychology.
这一方面是个人所处的环境,另一方面是个心理学的问题。
🎈某种程度上partly = in part = to some degree
🎈…的问题 (the) question of…
声望问题question of prestige
面子问题question of pride
时间问题question of time
…的事matter of …
时间/个人偏好/兴趣问题a matter of time / personal taste / preference / interest.
生死攸关的事a matter of life and death.

 
For instance, if you are older you have less time to recover from any major losses, and you may well wish to boost your pension income. 
比如说,如果你年纪较大,你从重大投资损失中恢复过来的时间就较少,你就很希望能够提高你的养老金收入。
🎈(某事)可能(发生或是真的)may / might / could well …
例句
Over the years one may well become an authority on one’s hobby. 
多年后一个人可能成为他兴趣领域的权威。
🎈想… wish to do sth. (fml.) = want to do sth. = like to do sth.
例句
This is the point I wish to emphasize. 
这就是我想强调的地方。
🎈boost v. 增加,提高,促进to increase or improve sth. and make it more successful 
例句
The new resort area has boosted tourism.
这个新的度假胜地拉动了旅游业。

 
So preserving your capital and generating extra income are your main priorities.
因此,你的首要任务就是保护你的资金和引发额外的收入。
🎈 priority n. [C] 优先的事物sth. important, that must be done first or needs more attention than anything else 
…是某人首要考虑的事情 be one’s main / top / high / immediate priority
例句
Health insurance will be our top priority. 
健康保险是我们的重中之重。

 
In this case, you’d probably construct a portfolio with some shares (but not high risk ones), along with gilts, cash deposits, and perhaps convertibles or the income shares of split capital investment trusts.
在这种情况下,你大概想制定一份包括某些股份(但不是风险很大的股份)的投资组合,同时 还有高度可靠的证券、现金储蓄,可能还有可换证券,或分割资本投资信托公司的所得股。
🎈construct v. 构建,构成,形成to form sth. by putting different things together 
构建一个理论/图表/计划to construct a theory / diagram / plan
例句
You must learn how to construct a logical argument.
你必须学习如何构建一个合乎逻辑的论证。
🎈share     n. [C] 股份
any of the equal parts into which the capital of a business company is divided, giving the holder a right to a portion of the profits 
🎈还有……;和……一起along with
例句
Ramos was arrested along with eleven other men. 
Ramos和其他十一个男人一起被逮捕了。
🎈gilt n. [C] a stock or share that is gilt-edged 金边证券
【补充】gilt-edged stocks or shares do not give you much interest (=additional money) but are considered very safe as they are sold mainly by governments
🎈 deposit n. 存款an amount of money that is paid into a bank account 
存一笔钱make a deposit
例句
I’d like to make a deposit into my savings account. 
我想把一笔钱存到我的储蓄账户里。
🎈trust n. 信托公司an organization that manages money or property so that it can help other people or organizations 
房地产信托公司housing trusts

 
If you are younger, and in a solid financial position, you may decide to take an aggressive approach- but only if you’re blessed with a sanguine disposition and won’t suffer sleepless nights over share prices.
如果你年轻一些,并且经济状况可靠,你可能会采取一种积极进取的方式——你必须性格开朗,不会因股票价格的浮动而夜不能眠。
🎈solid adj. 殷实的financially sound 
🎈position n.地位,处境,状况
处于微妙的处境/统治性地位/有利地位/不利地位 in a / an delicate / dominating / favorable / adverse position
使某人处于尴尬的境况 put sb. in a very awkward position
🎈approach n. 方式,方法,手段a method of doing something or dealing with a problem 
采取…方法/手段take / adopt a … approach
例句
This book takes an unorthodox(非正统的) approach to art criticism(艺术评论).
🎈幸运地拥有be blessed with sth. / sb 
例句
We’re blessed with five lovely children.
我们很幸运地拥有五个可爱的孩子。
【相关表达】有enjoy
有(好的事物)be blessed with …
(天生就)具备be endowed with …
例句
She is endowed with both brains and beauty. 
这个女孩天生就才貌双全。
有(某种愉快的情感)cherish
🎈sanguine adj. 乐观的= optimistic 
对…持乐观态度 be sanguine about sth.
🎈disposition n. [C, usually sing.] 性情,性格
性格阳光to have a cheerful disposition
容易焦虑的人群people of a nervous disposition
【形近词】indisposition n. (fml.)小病,小恙a slight illness
🎈suffer v. 经历或遭受不愉快之事 
遭受痛苦/折磨/失败suffer pain / torture / defeat
例句
We suffered huge losses in the financial crisis
我们在此次金融危机中蒙受了巨大损失。
🎈 over prep. 因为,关于because of or concerning sth. 
因钱而起/关于钱的争执 an argument over money

 
If you recognize yourself in this description, you might include a couple of heady growth stocks in your portfolio, alongside your more pedestrian investments.
如果你觉得你的情况是这样的话,你可在投资组合中包括几项有令人陶醉的增值前景的增长股,和其他比较平淡的投资项目放在一起。
🎈you might include a couple of…中might是情态动词,表示礼貌的建议(我就是建议一下,听不听都可以的那种)
例句
If you need more information, you might try the Internet. 
如果你需要更多信息的话,不妨上网试试吧。
🎈几个,两三个…a couple of …
🎈heady adj. 迅猛的swift and violent 
迅猛的增长a heady growth
迅猛的水流/湍流a heady current
🎈alongside prep. 1. 在……旁边 
例句
A police car pulled up alongside us.
一辆警车在我们旁边停住了。
2.与……在一起;与……同时
例句
Charles spent a week working alongside the miners. 
Charles花了一周时间和矿工们一起工作。

 
Once you have decided on your investment aims you can then decide where to put your money.
一旦你的投资目标确立以后,你就可以决定你的钱投向何处。
🎈考虑之后选择…decide on / upon … 
例句
Have you decided on a date for the wedding(婚礼日期)?
🎈put v. 投资invest 
把…投入到… put … in / into …
把钱投资在这家公司put her money in / into the company

 
The golden rule here is spread your risk— if you put all of your money into Periwigs International, you’re setting yourself up as a hostage to fortune.
这里的指导原则是:分散你的投资风险。如果你把所有资金投入佩里威格斯国际公司,你就把自己当成了命运的人质。
🎈重要的原则,金科玉律golden rule
例句
The golden rule in playing tennis(打网球) is to watch the ball closely(仔细盯球).
🎈spread v. 分散(风险)if you spread a risk, you invest in several different things so that if one fails you do not lose everything 
例句
Smith spread his financial risk by investing in a wide range of businesses(广投资).
🎈将自己当做或称为某种人set oneself up as sb. 
例句
He likes to set himself up as an intellectual.
他喜欢自称为知识分子。
🎈受制于…(的人)hostage to sth. 
例句
With the reduction in foreign investments, the government will be even more a hostage to the whims of the international oil price. 
随着外国投资的减少,政府将更加受制于国际油价的无规律的波动。
 
🔥必背词汇
portfolio      n. ①公事包,文件夹;②投资组合
例句
My stockbroker manages my portfolio for me. 
我的股票经纪人为我整理我的投资组合。
【词根】“foli” = leaf
portfolio “port” = carry n. 公事包,文件夹;投资组合
folio n. 对折纸,对开纸
foliage “age”(集合名词字尾)n. 叶子
foliate adj. 有叶的,叶状的
defoliant n. “de” = down n. 落叶剂
defoliate v. 使落叶
 
mortgage      n. 抵押贷款;v. 抵押
申请抵押贷款apply for a mortgage
取得抵押贷款take out a mortgage
还清抵押贷款pay off a mortgage
抵押贷款利率mortgage rates
每月需还抵押贷款(数额)monthly mortgage repayments
例句
He had to mortgage his house to pay his legal costs.
他必须抵押房子来支付法律开销。
【词根】“mort” / “morb” / “mori” = death
mortgage “gage” = pledge n. 抵押贷款;v. 抵押
mortal adj. 终有一死的;致死的,致命的
mortality n. 不免一死;死亡率
immortal “im” / “in” = not adj. 不朽的,永生的
immortality n. 不朽,永生
morbid adj. 病态的,忧郁的
morbidity n. 病态;发病率
moribund “bund” = tending toward adj. 垂死的,行将消亡的
mortuary “ary”(场所)n. 停尸房,太平间
postmortem “post” = after n. 验尸;adj. 死后的
 
convertible       n. 可兑换证券;敞篷汽车;adj. 可改变的
可改变用途的沙发a convertible sofa
conversion n. ①改变,转变when you change sth. from one form, purpose, or system to a different one ②改变信仰,皈依when sb. changes from one religion or belief to different one 
把…转换成… the conversion of … into …
把谷仓改造成房子the conversion of a barn into a house
把英镑兑换成美元the conversion of pounds into dollars
某人宗教信仰从…变为… one’s conversion from … to …
他由基督教皈依佛教his conversion from Christianity to Buddhism
convert v. ①改变(形式或用途)
把…转变成… convert (sth.) to / into sth.
例句
The stocks can be easily converted to cash. 
股票可以轻易变现。
They converted the spare bedroom into an office. 
他们把多出来的房子改造成了办公室。
②改变信仰
(使某人)改信… convert (sb.) to sth.
例句
European missionaries converted thousands to Christianity. 
欧洲传教士让数千人改信了基督教。
 
pedestrian      n. 行人;adj. ①为行人而设的;②平淡的,乏味的
人行天桥/人行道a pedestrian bridge / walkway
他童年的平坦叙述a pedestrian account of his childhood
例句
The death rate for pedestrians hit by cars is unacceptably high.
由汽车撞伤导致的行人死亡率高得惊人。
His speech was long and pedestrian. 
他的演讲冗长又无趣。
【词根】“ped” = foot
pedestrian “ian” = 人 n. 行人;adj. 为行人而设的;平淡的,乏味的
pedal adj. 足的,脚的;n. 踏板,脚蹬子
pedicure n. 足部治疗,修脚
biped “bi” = two n. 二足动物;adj. 二足的
quadruped “quadru” = four n. 四足动物;adj. 四足的
centipede “centi” = hundred n. 蜈蚣
expedite “ex” = out v. 使加速
expedition n. 远征,考察,探险
impede “im” = in v. 妨碍,阻碍
impediment n. 障碍,语言障碍
 
🔥重点表达
申请抵押贷款apply for a mortgage
取得抵押贷款take out a mortgage
还清抵押贷款pay off a mortgage
抵押贷款利率mortgage rates
每月需还抵押贷款(数额)monthly mortgage repayments
某人宗教信仰从…变为… one’s conversion from … to …
把…转换成… the conversion of … into …
把…转变成… convert (sth.) to / into sth.
(使某人)改信… convert (sb.) to sth.
人行天桥/人行道a pedestrian bridge / walkway
他童年的平坦叙述a pedestrian account of his childhood
缺乏……there is a shortage of … 
有的是……There is no shortage of … = there are plenty of … 
一个迅速致富的方案/阴谋诡计a get-rich-quick scheme
迅速致富的心态a get-rich-quick mentality
浪费…在…上 fritter sth.⇔away on …
选择标准 selection criteria
足球队的选拔the selection of a football team
18世纪英国诗歌选集selections from 18th century English poetry
精选的牛奶和纯巧克力a selection of milk and plain chocolates
…(方面的)新手newcomer to sth.
一家值得信赖的公司a reputable company
品行不端disreputable behavior
股票经纪人a stock broker
房产中介a real estate broker
对这家公司财务状况的担忧concerns about the company’s finances
一个金融顾问a financial adviser
给某人在…提建议adviser to sb. on sth.
建议… suggest doing sth. 
在…上花… sink sth. in / into sth.
电脑编程的基本原理the basics of computer programming
有…的机会或权利 have access to …
…的方法,通道 access to …
日益缩减的石油储备dwindling oil reserves
有大量资金/能源储备have great reserves of capital / energy
…的问题 (the) question of…
…的事matter of …
(某事)可能(发生或是真的)may / might / could well …
想… wish to do sth. (fml.) = want to do sth. = like to do sth.
…是某人首要考虑的事情 be one’s main / top / high / immediate priority
构建一个理论/图表/计划to construct a theory / diagram / plan
还有……;和……一起along with
存一笔钱make a deposit
房地产信托公司housing trusts
处于微妙的处境/统治性地位/有利地位/不利地位 in a / an delicate / dominating / favorable / adverse position
采取…方法/手段take / adopt a … approach
幸运地拥有be blessed with sth. / sb 
对…持乐观态度 be sanguine about sth.
性格阳光to have a cheerful disposition
容易焦虑的人群people of a nervous disposition
遭受痛苦/折磨/失败suffer pain / torture / defeat
因钱而起/关于钱的争执 an argument over money
几个,两三个…a couple of …
迅猛的增长a heady growth
把钱投资在这家公司put her money in / into the company
重要的原则,金科玉律golden rule
将自己当做或称为某种人set oneself up as sb. 
受制于…(的人)hostage to sth. 
🔥复盘测试
申请抵押贷款
取得抵押贷款
还清抵押贷款
抵押贷款利率
每月需还抵押贷款(数额)
某人宗教信仰从…变为…
把…转换成…
把…转变成… 
(使某人)改信… 
人行天桥/人行道
他童年的平坦叙述
缺乏…… 
有的是…… 
一个迅速致富的方案/阴谋诡计
迅速致富的心态
浪费…在…上 
选择标准
足球队的选拔
18世纪英国诗歌选集
精选的牛奶和纯巧克力
…(方面的)新手
一家值得信赖的公司
品行不端
股票经纪人
房产中介
对这家公司财务状况的担忧
一个金融顾问
给某人在…提建议
建议… 
在…上花… 
电脑编程的基本原理
有…的机会或权利 
…的方法,通道 
日益缩减的石油储备
有大量资金/能源储备
…的问题
…的事
(某事)可能(发生或是真的)
想…
…是某人首要考虑的事情 
构建一个理论/图表/计划
还有……;和……一起
存一笔钱
房地产信托公司
处于微妙的处境/统治性地位/有利地位/不利地位 
采取…方法/手段
幸运地拥有
对…持乐观态度
性格阳光
容易焦虑的人群
遭受痛苦/折磨/失败
因钱而起/关于钱的争执
几个,两三个…
迅猛的增长
把钱投资在这家公司
重要的原则,金科玉律
将自己当做或称为某种人
受制于…(的人) 

未经允许不得转载:帕布莉卡 » 《Planning a share portfolio 规划股份投资》 -英语翻译教程-中英双语赏析

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